/* AlpFinanz – gemeinsames Design aller Seiten */
@font-face{font-family:'Plus Jakarta Sans';font-style:normal;font-weight:300;font-display:swap;src:url(/fonts/plus-jakarta-sans-latin-300-normal.woff2) format('woff2')}@font-face{font-family:'Plus Jakarta Sans';font-style:normal;font-weight:400;font-display:swap;src:url(/fonts/plus-jakarta-sans-latin-400-normal.woff2) format('woff2')}@font-face{font-family:'Plus Jakarta Sans';font-style:normal;font-weight:500;font-display:swap;src:url(/fonts/plus-jakarta-sans-latin-500-normal.woff2) format('woff2')}@font-face{font-family:'Plus Jakarta Sans';font-style:normal;font-weight:600;font-display:swap;src:url(/fonts/plus-jakarta-sans-latin-600-normal.woff2) format('woff2')}@font-face{font-family:'Plus Jakarta Sans';font-style:normal;font-weight:700;font-display:swap;src:url(/fonts/plus-jakarta-sans-latin-700-normal.woff2) format('woff2')}
:root{--impr-filter:none;
  --bg:#F7F8FA;--white:#fff;--navy:#1B2D4F;--green:#2A9D6F;--green-light:#E8F7F1;
  --amber:#E07B2A;--amber-light:#FEF3E8;--red:#c0392b;--red-light:#fdf0ef;
  --border:#E2E6ED;--text:#1B2D4F;--text2:#556080;--text3:#66718A;
  --radius:14px;--radius-sm:8px;--shadow:0 2px 12px rgba(27,45,79,.08);
}
/* dark theme handled by data-theme script in head */
[data-theme="dark"]{--impr-filter:brightness(0.95);--bg:#0f1117;--white:#181c27;--navy:#e8eaf0;--green:#34c78a;--green-light:#0d2a1e;--amber:#f7a94f;--amber-light:#2a1a00;--red:#e05555;--red-light:#2a0a0a;--border:#2a3045;--text:#e8eaf0;--text2:#8b91a8;--text3:#8088A0;}
[data-theme="light"]{--impr-filter:none;--bg:#F7F8FA;--white:#fff;--navy:#1B2D4F;--green:#2A9D6F;--green-light:#E8F7F1;--amber:#E07B2A;--amber-light:#FEF3E8;--red:#c0392b;--red-light:#fdf0ef;--border:#E2E6ED;--text:#1B2D4F;--text2:#556080;--text3:#66718A;}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Plus Jakarta Sans',system-ui,sans-serif;background:var(--bg);color:var(--text);font-size:15px;line-height:1.65;-webkit-font-smoothing:antialiased;padding-top:env(safe-area-inset-top,0px);padding-bottom:env(safe-area-inset-bottom,0px);opacity:0;transition:opacity .4s}
body.loaded{opacity:1}
/* NAV */
nav{position:sticky;top:0;z-index:100;background:var(--white);border-bottom:1px solid var(--border);padding:0 20px;height:66px;display:flex;align-items:center;justify-content:space-between;gap:12px}
.nav-left{display:flex;align-items:center;gap:14px;flex-shrink:0}
.nav-logo{display:flex;align-items:center;gap:10px;text-decoration:none}
.nav-logo-name{font-size:1.1rem;font-weight:700;color:var(--navy);letter-spacing:-.02em}
.nav-links{display:flex;align-items:center;gap:2px}
.nav-links a{font-size:.82rem;color:var(--text2);text-decoration:none;padding:5px 10px;border-radius:6px;transition:color .15s,background .15s}
.nav-links a:hover,.nav-links a.active{color:var(--text);background:var(--bg)}
.nav-right{display:flex;align-items:center;gap:6px;flex-shrink:0}
.lang-switcher{display:flex;gap:3px}
.lang-btn{font-size:.72rem;font-weight:600;padding:4px 8px;border-radius:5px;border:1px solid var(--border);background:transparent;color:var(--text3);cursor:pointer;font-family:inherit;transition:all .15s}
.lang-btn.active{background:#1B2D4F;border-color:#1B2D4F;color:#fff}
[data-theme="dark"] .lang-btn.active{background:var(--green);border-color:var(--green);color:#000}
.theme-btn{background:none;border:1px solid var(--border);border-radius:5px;width:30px;height:28px;cursor:pointer;font-size:.85rem;display:flex;align-items:center;justify-content:center}
.reset-btn{background:none;border:1px solid var(--border);border-radius:5px;padding:4px 9px;font-size:.72rem;font-weight:600;color:var(--text3);cursor:pointer;font-family:inherit;white-space:nowrap}
.reset-btn:hover{border-color:var(--red);color:var(--red)}
@media(max-width:700px){.nav-links{display:none}}
@media(max-width:360px){.nav-logo-name{font-size:.95rem}}
#share-toast-nav{position:absolute;top:60px;right:20px;background:var(--white);padding:3px 8px;border-radius:5px;pointer-events:none}
@media(max-width:520px){
  .nav-share-text,.nav-reset-text{display:none}
  .nav-reset-btn,.nav-share-btn{padding:4px 8px;min-width:28px;justify-content:center;font-size:.75rem}
  .nav-right{gap:4px}
}
/* Mobile lang dropdown */
.lang-dropdown{display:none;position:relative}
.lang-dropdown-btn{font-size:.72rem;font-weight:600;padding:4px 9px;border-radius:5px;border:1px solid var(--border);background:transparent;color:var(--text3);cursor:pointer;font-family:inherit}
.lang-dropdown-menu{position:absolute;right:0;top:110%;background:var(--white);border:1px solid var(--border);border-radius:6px;box-shadow:0 4px 12px rgba(0,0,0,.12);z-index:200;min-width:60px;overflow:hidden}
.lang-dropdown-menu button{display:block;width:100%;padding:7px 14px;text-align:left;background:none;border:none;font-size:.78rem;font-weight:600;color:var(--text);cursor:pointer;font-family:inherit}
.lang-dropdown-menu button:hover{background:var(--bg)}
@media(max-width:520px){.lang-switcher{display:none!important}.lang-dropdown{display:block}}
/* HERO */
.hero{max-width:1100px;margin:0 auto;padding:40px 20px 0;text-align:center}
#rechner,#erklaer,#faq,#kontakt{scroll-margin-top:70px}
.hero h1{font-size:clamp(1.5rem,4vw,2.5rem);font-weight:700;color:var(--navy);letter-spacing:-.03em;line-height:1.15;margin-bottom:6px}
.hero h1 em{font-style:normal;color:var(--green)}
.hero .tagline{font-size:.9rem;color:var(--text3);font-weight:500;margin-bottom:10px}
.hero-desc{font-size:.875rem;color:var(--text2);max-width:620px;margin:0 auto 18px;line-height:1.6}
.hero-scroll{display:inline-flex;align-items:center;gap:5px;font-size:.78rem;color:var(--text3);text-decoration:none;margin-bottom:20px}
.hero-scroll:hover{color:var(--navy)}
.hero-scroll svg{width:13px;height:13px;fill:currentColor}
.mode-tabs{display:flex;justify-content:center;gap:8px;margin-bottom:18px}
.mode-tab{font-size:.875rem;font-weight:600;padding:8px 20px;border-radius:22px;border:2px solid var(--border);background:var(--white);color:var(--text2);cursor:pointer;font-family:inherit;transition:all .2s;display:flex;align-items:center;gap:6px}
.mode-tab.active{background:#1B2D4F;border-color:#1B2D4F;color:#fff}
[data-theme="dark"] .mode-tab.active{background:var(--green);border-color:var(--green);color:#000}
.mode-badge{font-size:.62rem;background:var(--green);color:#fff;border-radius:10px;padding:2px 6px;font-weight:700}
[data-theme="dark"] .mode-badge{color:#000}
/* LAYOUT */
.calc-wrap{max-width:1100px;margin:0 auto;padding:0 20px 40px}
.card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:22px;margin-bottom:12px;box-shadow:var(--shadow)}
.card-title{font-size:.65rem;font-weight:700;letter-spacing:.08em;color:var(--text3);text-transform:uppercase;margin-bottom:18px}
/* CALC MODE */
.calc-mode-toggle{display:flex;gap:4px;margin-bottom:16px;padding-bottom:16px;border-bottom:1px solid var(--border)}
.cm-btn{font-size:.78rem;font-weight:600;padding:6px 14px;border-radius:6px;border:1.5px solid var(--border);background:transparent;color:var(--text2);cursor:pointer;font-family:inherit;transition:all .15s;flex:1;text-align:center}
.cm-btn.active{background:#1B2D4F;border-color:#1B2D4F;color:#fff}
[data-theme="dark"] .cm-btn.active{background:var(--green);border-color:var(--green);color:#000}
/* RESULT */
.result-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:9px}
.result-tile{background:var(--bg);border-radius:var(--radius-sm);padding:13px 14px;border:1px solid var(--border)}
.r-label{font-size:.68rem;color:var(--text3);margin-bottom:3px;font-weight:500;display:flex;align-items:center;gap:5px}
.r-val{font-size:1.05rem;font-weight:700;color:var(--text);font-variant-numeric:tabular-nums;line-height:1.2}
.r-hint{font-size:.66rem;color:var(--text3);margin-top:2px}
.r-val.green{color:var(--green)}.r-val.amber{color:var(--amber)}
/* TOOLTIP */
.tip{display:inline-flex;align-items:center;justify-content:center;width:14px;height:14px;border-radius:50%;border:1.5px solid var(--text3);font-size:.6rem;color:var(--text3);cursor:help;flex-shrink:0;position:relative}
.tip:hover::after,.tip:focus::after{content:attr(data-tip);position:absolute;bottom:120%;left:50%;transform:translateX(-50%);background:#1B2D4F;color:#fff;font-size:.7rem;padding:7px 10px;border-radius:6px;white-space:normal;z-index:20;width:220px;line-height:1.5;pointer-events:none;font-weight:400;box-shadow:0 4px 12px rgba(0,0,0,.2)}
[data-theme="dark"] .tip:hover::after,[data-theme="dark"] .tip:focus::after{background:var(--white);color:var(--text)}
/* BUTTONS */
.btn-p{display:inline-flex;align-items:center;gap:6px;padding:8px 15px;background:#1B2D4F;color:#fff!important;border:none;border-radius:var(--radius-sm);font-family:inherit;font-size:.82rem;font-weight:600;cursor:pointer;transition:opacity .15s;white-space:nowrap;text-decoration:none}
[data-theme="dark"] .btn-p{background:var(--green);color:#000!important}
.btn-p:hover{opacity:.85}
.btn-p svg{width:13px;height:13px;fill:currentColor;flex-shrink:0}
.btn-s{display:inline-flex;align-items:center;gap:6px;padding:8px 15px;background:var(--bg);border:1.5px solid var(--border);border-radius:var(--radius-sm);font-family:inherit;font-size:.82rem;font-weight:600;color:var(--text2)!important;cursor:pointer;transition:all .15s;white-space:nowrap}
.btn-s:hover{border-color:#1B2D4F;color:var(--text)!important}
[data-theme="dark"] .btn-s:hover{border-color:var(--green);color:var(--green)!important}
.btn-s svg{width:13px;height:13px;fill:currentColor;flex-shrink:0}
.action-row{display:flex;align-items:center;flex-wrap:wrap;gap:8px;margin-top:0;min-height:0}
.share-toast{font-size:.75rem;color:var(--green);opacity:0;transition:opacity .3s}
.share-toast.show{opacity:1}
/* ERKLAER */
.erklaer-section{max-width:1100px;margin:0 auto;padding:0 20px 40px}
.sec-title{font-size:1.2rem;font-weight:700;color:var(--navy);margin-bottom:16px;letter-spacing:-.02em}
.erklaer-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:12px}
.erklaer-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius-sm);padding:16px}
.ek-icon{font-size:1.2rem;margin-bottom:7px}
.erklaer-card h3{font-size:.85rem;font-weight:700;color:var(--navy);margin-bottom:4px}
.erklaer-card p{font-size:.78rem;color:var(--text2);line-height:1.6}
/* FAQ */
.faq-section{max-width:1100px;margin:0 auto;padding:0 20px 40px}
.faq-cols{display:grid;grid-template-columns:1fr 1fr;gap:0 28px}
@media(max-width:700px){.faq-cols{grid-template-columns:1fr}}
.faq-item{border-bottom:1px solid var(--border)}
.faq-q{width:100%;text-align:left;background:none;border:none;padding:13px 0;font-family:inherit;font-size:.85rem;font-weight:600;color:var(--text);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:10px}
.faq-icon{flex-shrink:0;width:18px;height:18px;border-radius:50%;border:1.5px solid var(--border);display:flex;align-items:center;justify-content:center;font-size:.75rem;color:var(--text3);transition:all .2s}
.faq-item.open .faq-icon{background:#1B2D4F;border-color:#1B2D4F;color:#fff;transform:rotate(45deg)}
[data-theme="dark"] .faq-item.open .faq-icon{background:var(--green);border-color:var(--green);color:#000}
.faq-a{font-size:.82rem;color:var(--text2);line-height:1.7;max-height:0;overflow:hidden;transition:max-height .3s,padding .3s}
.faq-item.open .faq-a{max-height:600px;padding-bottom:12px}
/* KONTAKT */
.kontakt-section{max-width:600px;margin:0 auto;padding:0 20px 40px;text-align:center}
.kontakt-section p{font-size:.85rem;color:var(--text2);margin-bottom:14px}
/* COOKIE & MODALS */
.cookie-banner{position:fixed;bottom:0;left:0;max-width:420px;z-index:999;background:#1B2D4F;color:rgba(255,255,255,.85);padding:12px 20px;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:.78rem}
.cookie-banner a{color:#7eb8ff}
.cookie-ok-btn{padding:5px 12px;border-radius:5px;border:none;font-family:inherit;font-size:.78rem;font-weight:600;cursor:pointer;background:var(--green);color:#fff}
.modal-box a{color:var(--green)}.modal-overlay{display:none;position:fixed;inset:0;background:rgba(0,0,0,.5);z-index:1000;align-items:center;justify-content:center;padding:20px}
.modal-overlay.open{display:flex}
.modal-box{background:var(--white);border-radius:var(--radius);padding:26px;max-width:560px;width:100%;max-height:82vh;overflow-y:auto;position:relative}
.modal-box h3{font-size:1rem;font-weight:700;color:var(--navy);margin-bottom:12px}
.modal-box p,.modal-box li{font-size:.85rem;color:var(--text2);line-height:1.7;margin-bottom:7px}
.modal-box ul{padding-left:14px}
.modal-close{position:absolute;top:12px;right:14px;background:none;border:none;font-size:1.2rem;cursor:pointer;color:var(--text3)}

/* FOOTER */
footer{background:#1B2D4F;color:rgba(255,255,255,.6);font-size:.75rem;padding:30px 20px}
[data-theme="dark"] footer{background:#0a0d14}
.footer-inner{max-width:1100px;margin:0 auto;display:flex;flex-wrap:wrap;gap:24px;justify-content:space-between}
.footer-col h4{color:#fff;font-size:.8rem;margin-bottom:8px;font-weight:600}
.footer-col p,.footer-col a{color:rgba(255,255,255,.5);text-decoration:none;display:block;margin-bottom:4px;transition:color .15s;line-height:1.6}
.footer-col a:hover{color:#fff}
.footer-col .soon{display:block;margin-bottom:4px;color:rgba(255,255,255,.5);opacity:.6;line-height:1.6}
.footer-logo{display:flex;align-items:center;gap:9px;margin-bottom:8px}
.footer-logo img{width:40px;height:40px;object-fit:contain}
.footer-logo span{color:#fff;font-weight:700;font-size:.95rem}
.footer-bottom{max-width:1100px;margin:16px auto 0;padding-top:14px;border-top:1px solid rgba(255,255,255,.1);display:flex;justify-content:space-between;flex-wrap:wrap;gap:5px}
.footer-updated{color:rgba(255,255,255,.3);font-size:.7rem}
/* ALLGEMEIN (v26) */
.field-hint{font-size:.68rem;color:var(--text3);margin-top:4px}
.cookie-no-btn{background:transparent;border:1px solid rgba(255,255,255,.4);color:rgba(255,255,255,.8)}
.op-addr-wrap{margin:4px 0 2px}
.footer-col a.footer-logo{display:inline-flex;align-items:center;gap:9px;margin-bottom:8px;text-decoration:none}
.footer-col a.footer-logo:hover span{color:#fff;text-decoration:underline}
.footer-bottom a{color:rgba(255,255,255,.7);text-decoration:underline}
.footer-bottom a:hover{color:#fff}
#scroll-top{display:none;position:fixed;bottom:24px;right:20px;z-index:500;background:#1B2D4F;color:#fff;border:none;border-radius:50%;width:40px;height:40px;font-size:1.1rem;cursor:pointer;box-shadow:0 2px 10px rgba(0,0,0,.25);align-items:center;justify-content:center}
/* Vertrauens-Leiste */
.af-trust{max-width:1100px;margin:0 auto 14px;padding:0 20px;display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:4px 0;font-size:.74rem;color:var(--text2);line-height:1.5;text-align:center}
.af-trust strong{color:var(--green);font-weight:700}
.af-trust .tb-lock{margin-right:6px}
.af-trust strong{margin-right:14px}
.af-trust .tb-item{white-space:nowrap;margin-right:14px}
.af-trust .tb-item::before{content:"✓";margin-right:5px;color:var(--green);font-weight:700}
.af-trust .tb-more{color:var(--text3);text-decoration:underline;white-space:nowrap}
@media(max-width:600px){.af-trust{gap:3px 0}.af-trust strong{flex-basis:100%;margin-right:0}}
.af-trust .tb-more:hover{color:var(--navy)}
/* Link „Warum kann das Ergebnis abweichen?“ */
.why-link{display:inline-block;margin-top:12px;font-size:.74rem;color:var(--text3);text-decoration:underline}
.why-link:hover{color:var(--navy)}
@media print{#scroll-top,.af-trust,.why-link{display:none!important}}